
Do you have an emergency fund?
What is an emergency fund… and why have one?
The reasons why you should have an emergency fund is that its for emergencies.. When your car breaks down, when an appliance breaks and if you lose your job. It gives you the security to get through without you having to panic.

Today is Valentines Day.
According to Wikipedia – It originated as a Western Christian liturgical feast day honoring one or more early saints named Valentinus, and is recognized as a significant cultural and commercial celebration in many regions around the world, although it is not a public holiday in any country.
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