So firstly what is Financial Freedom…it’s whatever you think it is to you. It could be you’re debt free, it could mean that you’re able to retire and not get on a pension, it could be that you have a certain amount of savings, or it could just mean that you have no worries anymore when it comes to money.
The current talk in the media is that we could be seeing banks increasing the interest rates for home loans. This could have some huge ramifications for a number of families. Since the global financial crisis we have increasingly seen that the interest rates have been reducing.
Credit cards…they are probably that debt thats causing you to feel like your:
not sleeping, feeling guilty that you can’t afford anything, maybe making you feel a failure,